The transfer scheme is implemented in two stages. The first stage: debiting funds from the source card. And the second stage: replenishment of the receiving card. The offered Demo PSP interface allows you to implement P2P transfer in one step (execution of the p2p transaction).
In this case, a commission specified in the P2P transfer agreement is debited from the owner of the source card. When making a transfer, the amount that will be credited to the receiving card is indicated in the amount field, and the commission is debited from the source card.
The possibility of P2P transfers is implemented through the Demo PSP API, or via a ready-made P2P transfer page hosted on the Demo PSP side.
IMPORTANT: In the process of making a P2P transfer, the mandatory requirements established by payment systems must be carried out:
- Source card verification (the 3-D Secure technology is used)
- Entering the CVV2/CVC2 code of the source card
IMPORTANT: For P2P transfers, the refund operation is not possible.
